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For when choosing the right account gets too tough.
You can save as little as £3,000 in our Protected Capital Accounts, using either Cash ISA’s savings or direct deposits, or a mixture of the two.
You can apply online, in branch or by post for either or both of our 6-year term Plans, Fixed Growth 7 and Tracked Growth 40. If you hold the Plan for the full investment term your capital is protected Your money is protected in the same way as any other bank or building society account you may have. Should Yorkshire Building Society default there is no protection or guarantee provided by Credit Suisse or any other third party. Early exit fees apply**
If the FTSE® 100 index falls below 60% of its starting level at anytime during the 6 year term, you'll get 6.15% gross payable on maturity, equivalent to 1.00% AER. However as long as the FTSE® 100 Index doesn't fall below 60% of its starting level at anytime during the 6 year term, you'll achieve 33.25% gross payable on maturity, equivalent to 4.90% gross/AER.
Benefit from potential growth in the stock market and at maturity you will earn at least the minimum growth of 6.15% gross (equivalent to 1.00% AER) plus your investment back if you hold the Plan for the full investment term. If the FTSE® 100 Index performs well, you could receive growth of up to 48% gross (equivalent to 6.75% AER).
You can get more information about these Plans by visiting your local branch.
◊ Gross means before the deduction of income tax, the tax rate applicable depends on your current situation. Whether you can benefit from gross, net or tax free interest is dependent on your personal circumstances and tax status, so may be subject to change in the future.
** Except in the event of death where no early exit fees will apply.
‡AER stands for the Annual Equivalent Rate and shows you what the interest rate would be if interest was paid and added each year.
The Protected Capital Account is distributed by Yorkshire Building Society who is also the Deposit Taker. Credit Suisse International is the Account Manager.
Your money is protected in the same way as any other bank or building society account you may have. Yorkshire Building Society is therefore obliged to repay your original investment in full at maturity. Should Yorkshire Building Society default there is no protection or guarantee provided by any other third party.
Chelsea Building Society and the Chelsea are trading names of Yorkshire Building Society. Principal office: Yorkshire House, Yorkshire Drive, Bradford BD5 8LJ. Yorkshire Building Society is a member of the Building Societies Association and is authorised and regulated by the Financial Services Authority. It is entered in the FSA register and our FSA registration number is 106085.
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