Poor credit mortgage
Getting you started again after financial difficulties
Our Prospect mortgage has been specially designed for those with previous financial difficulties, even if your credit record includes County Court Judgements (CCJs) or mortgage arrears.
We will now consider all levels of CCJs.
So regardless of the reason for your financial difficulties - divorce, bankruptcy, redundancy or ill health - you could soon secure the mortgage your current credit status deserves.
| Poor credit mortgages | Interest rate | |
|---|---|---|
| Rate and description | The overall cost for comparison | |
Near prime |
||
| Prospect Near Prime Variable Rate Mortgage (65% loan to value) |
7.84% - Our standard variable rate, currently 7.24% plus 0.60% for 2 years | 7.6% APR |
Buy to let mortgages
Buy to let mortgages are available through BCS Loans and Mortgages Ltd., a wholly owned subsidiary of Chelsea.
Call free on 0800 132 952 to discuss your requirements with BCS Loans and Mortgages Ltd.
Self certification mortgages
Self certification mortgages are available through BCS Loans and Mortgages Ltd., a wholly owned subsidiary of Chelsea.
Call free on 0800 132 952 to discuss your requirements with BCS Loans and Mortgages Ltd.
†The actual rate available will depend upon your circumstances. Please ask for a personalised illustration.
Our current standard variable rate is 7.24%, the overall cost for comparison is 7.5% APR.
Chelsea Building Society mortgage web pages were last updated on 4 October 2008.
Your home may be repossessed if you do not keep up repayments on your mortgage