Lending criteria
As each loan is tailor made for you, please use our lending criteria as a guide to help you
Loan amounts
Minimum £1 million
Maximum £30 million
Loan to Value
Negotiable up to 85% of market value and no higher than 90% of purchase price
Term of loan
Minimum 3 years
Maximum 25 years
Margin
Repayment structures are tailored to suit a client’s requirements and can be capital and interest, interest only or an alternative programme to suit
Interest margins are competitively priced against LIBOR and are assessed on a case by case basis
Interest margins are competitively priced against LIBOR and are assessed on a case by case basis
Fees
Arrangement and Introducer fees by negotiation. Our valuation and solicitor’s costs will also be payable
Security
First fixed legal charge
Assignment of rental income
Floating charge or debenture may be required
Assignment of rental income
Floating charge or debenture may be required
Tenure
Freehold or leasehold (minimum 55 years remaining on unexpired term of lease after maturity of loan)
