Existing borrowers

If you already have a mortgage with us we have a number of products designed specifically for you, and you find out more about our savings account exclusively designed for existing Chelsea members - Exclusive Savings

Thinking of moving from Chelsea?
Ask yourself this, will you actually be saving money if you have to pay legal fees, valuation fees, administration fees and arrangement fees that can total up to £2,000* just to save a few pounds each month?

Fixed rate mortgages
If you prefer certainty, protect yourself against fluctuating interest rates with a fixed rate mortgage.

Fixed rate mortgages Interest rate
Rate and description The overall cost for comparison
2 Year Fixed Rate Mortgage 6.69% for 2 years then our standard variable rate, currently 7.49%, for the rest of the mortgage 7.8% APR
5 Year Fixed Rate Mortgage 6.69% for 5 years then our standard variable rate, currently 7.49% for the rest of the mortgage 7.6% APR

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Base rate tracker mortgages

Currently there are no products available in this section

Cashback mortgages
Looking for a mortgage with the added bonus of cashback?
Then the Chelsea Cashback mortgage could be the one for you.

Cashback mortgages Interest rate
Rate and description The overall cost for comparison
Fixed Rate with Cashback Mortgage
(4% of the loan as cash lump sum)		 7.59% for 5 years then our standard variable rate, currently 7.49%, for the rest of the mortgage 8.2% APR

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Buy to Let mortgages
Helping you invest in property to let. For buy to let loans up to and including 85% of the price or valuation of the property (whichever is lower), we will not usually apply a rental assessment

Buy to let mortgages Interest rate
Rate and description The overall cost for comparison
Buy to Let 2 Year Fixed Rate Mortgage 7.59% for 2 years then our standard variable rate, currently 7.49%, for the rest of the mortgage 8.1% APR

Our current standard variable rate is 7.49%, the overall cost for comparison is 8.1% APR.

Chelsea Building Society existing borrower mortgage web pages were last updated on 9 May 2008.

The Bank of England Base Rate quoted is correct as at 1 May (5.00%)

Your home may be repossessed if you do not keep up repayments on your mortgage

* fees dependant on lender and legal complexities


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