Cashback Plus Fixed Rate Mortgage (Up to 75% loan to value)
Fix your rate for 5 years and get 4% cashback
Looking to buy or just move your mortgage? Our cashback mortgage offers could be right up your street. The fee for this mortgage varies depending on the amount you borrow. This product is for customers who want to borrow up to 75% of their property's value.
| Initial rate | 7.69% until 1 June 2013 | |
|---|---|---|
| The rate will then revert to our standard variable rate for the remainder of the mortgage term, currently | 7.24% | |
| The overall cost for comparison | 7.7% APR | |
| Arrangement fee | No arrangement fee to pay | |
| Legal fees | Click here for additional information on legal fees | |
| Maximum loan to value ratio | 75% | |
| Higher lending charge | Not applicable | |
| Valuation fee | No valuation fee | |
| Early repayment charge | 6% of the amount repaid until 1 June 2013 | |
Your home may be repossessed if you do not keep up repayments on your mortgage
All mortgage pages must be read in conjunction with the important information (mortgages) page.
Notes- The fixed rate may be withdrawn if you are more than three months late in paying any money due under the terms of the mortgage.
- You will receive a cashback of 4% of the amount borrowed following receipt of your first monthly payment for you to spend as you wish.
- If we agree to you letting the property, the fixed rate will be withdrawn and we will charge interest at our standard variable rate plus an additional 0.25%.
- Not available to existing Chelsea borrowers.
- Where the price or value of the property is greater than £250,000 the maximum loan may be restricted. Further details are available from your local branch or by calling us on 0800 345 7744.
- Applicants must be aged 18 years or over.
