5 Year Fixed Rate Mortgage (Up to 90% loan to value)
Fixed rate peace of mind for 5 years
Looking to buy a new home or just move your mortgage? Our fixed rate offers could be right up your street. This product is for customers who want to borrow up to 90% of their property's value.
| Initial rate | 6.79% fixed until 1 June 2013 | |
|---|---|---|
| The rate will then revert to our standard variable rate for the remainder of the mortgage term, currently | 7.24% | |
| The overall cost for comparison | 7.3% APR | |
| Arrangement fee | No arrangement fee to pay | |
| Legal fees | You are responsible for your own legal costs | |
| Maximum loan to value ratio | 90% | |
| Higher lending charge | Not applicable | |
| Valuation fee | This fee is variable dependent on the price of your property. More valuation fee information | |
| Early repayment charge | 5% of the amount repaid until 1 June 2013 | |
Your home may be repossessed if you do not keep up repayments on your mortgage
All mortgage pages must be read in conjunction with the important information (mortgages) page.
Notes- The fixed rate may be withdrawn if you are more than three months late in paying any money due under the terms of the mortgage.
- If we agree to you letting the property, the fixed rate will be withdrawn and we will charge interest at our standard variable rate plus an additional 0.25%.
- Not available to existing Chelsea borrowers.
- Where the price or value of the property is greater than £250,000 the maximum loan may be restricted. Further details are available from your local branch or by calling us on 0800 345 7744.
- Applicants must be aged 18 years or over.
