New borrowers mortgage products
We will help you find a mortgage to suit your needs. With our personal and efficient service we´ll keep you informed throughout the process.
Fixed rate mortgages
If you prefer certainty, protect yourself against fluctuating interest rates with a fixed rate mortgage.
| Fixed rate mortgages | Interest rate | |
|---|---|---|
| Rate and description | The overall cost for comparison | |
| 2 Year Fixed Rate Mortgage (75% Loan to Value) |
3.43% until 28 February 2012 then our standard variable rate, currently 5.79%, for the rest of the mortgage | 5.6% APR |
| 2 Year Fixed Rate Mortgage (80% Loan to Value) |
4.18% until 28 February 2012 then our standard variable rate, currently 5.79%, for the rest of the mortgage | 5.8% APR |
| Fees Assisted 2 Year Fixed Rate Mortgage (75% Loan to Value) |
3.63% until 28 February 2012 then our standard variable rate, currently 5.79%, for the rest of the mortgage | 5.6% APR |
| Fees Assisted 2 Year Fixed Rate Mortgage (80% Loan to Value) |
4.38% until 28 February 2012 then our standard variable rate, currently 5.79%, for the rest of the mortgage | 5.8% APR |
| Fees Assisted 3 Year Fixed Rate Mortgage (75% Loan to Value) |
4.24% until 28 February 2013 then our standard variable rate, currently 5.79%, for the rest of the mortgage | 5.6% APR |
| Fees Assisted 3 Year Fixed Rate Mortgage (80% Loan to Value) |
4.99% until 28 February 2013 then our standard variable rate, currently 5.79%, for the rest of the mortgage | 5.8% APR |
| Fees Assisted 5 Year Fixed Rate Mortgage (75% Loan to Value) |
4.69% until 28 February 2015 then our standard variable rate, currently 5.79%, for the rest of the mortgage | 5.6% APR |
| Fees Assisted 5 Year Fixed Rate Mortgage (80% Loan to Value) |
5.04% until 28 February 2015 then our standard variable rate, currently 5.79%, for the rest of the mortgage | 5.7% APR |
| Fees Assisted 10 Year Fixed Rate Mortgage (75% Loan to Value) |
5.69% until 28 February 2020 then our standard variable rate, currently 5.79%, for the rest of the mortgage | 5.9% APR |
An early repayment charge will apply for these fixed rate periods.
Base rate tracker mortgages
| Tracker mortgages | Interest rate | |
|---|---|---|
| Rate and description | The overall cost for comparison | |
| 2 Year Tracker mortgage (Up to 75% loan to value) |
3.94%, the Bank of England Base Rate plus 3.44% for 2 years, then our standard variable rate, currently 5.79%, for the rest of the mortgage | 5.7% APR |
Variable rate discount mortgages
Variable rate discount mortgages are available through Chelsea Broking Services, a wholly owned subsidiary of Chelsea.
Call free on 0800 132 952 to discuss your requirements with Chelsea Broking Services
Buy to let mortgages
Buy to let mortgages are available through Chelsea Broking Services, a wholly owned subsidiary of Chelsea.
Call free on 0800 132 952 to discuss your requirements with Chelsea Broking Services.
Self certification mortgages
Self certification mortgages are available through Chelsea Broking Services, a wholly owned subsidiary of Chelsea
Call free on 0800 132 952 to discuss your requirements with Chelsea Broking Services
Our current standard variable rate is 5.79%, the overall cost for comparison is 5.9% APR.
We will make searches about you at credit reference agencies who will supply us with credit information, for use in the assessment of credit products. We may also use information from the Electoral Register.
Chelsea Broking Services acts as a mortgage intermediary and has access to a panel of lenders who may be able to assist you with your mortgage requirements.
Chelsea Broking Services is a trading name of BCS Loans and Mortgages Ltd, a wholly owned subsidiary of Chelsea Building Society, who is authorised and regulated by the Financial Services Authority.
Chelsea may receive a fee from Chelsea Broking Services for introducing you to them.
For further details please call 0800 132 952
There will be a fee for mortgages or secured loan advice. The actual precise amount will depend upon your circumstances but we estimate that it will be between £395 and £995.
Your home may be repossessed if you do not keep up repayments on your mortgage
Chelsea Building Society mortgage web pages were last updated on 26 February 2010.
