New borrowers mortgage products
We will help you find a mortgage to suit your needs. With our personal and efficient service we´ll keep you informed throughout the process.
Fixed rate mortgages
If you prefer certainty, protect yourself against fluctuating interest rates with a fixed rate mortgage.
| Fixed rate mortgages | Interest rate | |
|---|---|---|
| Rate and description | The overall cost for comparison | |
| 2 Year Fixed Rate Mortgage (Up to 75% loan to value) | 3.75% until 31 August 2011 then our standard variable rate, currently 5.79%, for the rest of the mortgage | 5.6% APR |
| 5 Year Fixed Rate Mortgage (Up to 65% loan to value) | 4.80% until 31 August 2014 then our standard variable rate, currently 5.79%, for the rest of the mortgage | 5.5% APR |
| 5 Year Fixed Rate Mortgage (Up to 75% loan to value) | 5.10% until 31 August 2014 then our standard variable rate, currently 5.79%, for the rest of the mortgage | 5.7% APR |
| 10 Year Fixed Rate Mortgage (Up to 65% loan to value) | 5.36% until 31 August 2019 then our standard variable rate, currently 5.79%, for the rest of the mortgage |
5.6% APR |
| 10 Year Fixed Rate Mortgage (Up to 75% loan to value) | 5.66% until 31 August 2019 then our standard variable rate, currently 5.79%, for the rest of the mortgage | 5.9% APR |
Base rate tracker mortgages
| Tracker mortgages | Interest rate | |
|---|---|---|
| Rate and description | The overall cost for comparison | |
| 2 Year Tracker mortgage (Up to 65% loan to value) |
3.54%, the Bank of England Base Rate plus 3.04% for 2 years, then our standard variable rate, currently 5.79%, for the rest of the mortgage | 5.5% APR |
| 2 Year Tracker mortgage (Up to 75% loan to value) |
3.84%, the Bank of England Base Rate plus 3.34% for 2 years, then our standard variable rate, currently 5.79%, for the rest of the mortgage | 5.6% APR |
Variable rate discount mortgages
Variable rate discount mortgages are available through Chelsea Broking Services, a wholly owned subsidiary of Chelsea.
Call free on 0800 132 952 to discuss your requirements with Chelsea Broking Services
Cashback mortgages
Looking for a mortgage with the added bonus of cashback?
Then the Chelsea Cashback mortgage could be the one for you.
| Cashback mortgages | Interest rate | |
|---|---|---|
| Rate and description | The overall cost for comparison | |
| 5 Year Fixed Rate with Cashback (6% of the loan as cash lump sum) (Up to 65% loan to value) |
6.24% until 31 August 2014, then our standard variable rate, currently 5.79%, for the rest of the mortgage | 6.2% APR |
Buy to let mortgages
Buy to let mortgages are available through Chelsea Broking Services, a wholly owned subsidiary of Chelsea.
Call free on 0800 132 952 to discuss your requirements with Chelsea Broking Services.
Self certification mortgages
Self certification mortgages are available through Chelsea Broking Services, a wholly owned subsidiary of Chelsea
Call free on 0800 132 952 to discuss your requirements with Chelsea Broking Services
Our current standard variable rate is 5.79%, the overall cost for comparison is 5.9% APR.
Chelsea Broking Services acts as a mortgage intermediary and has access to a panel of lenders who may be able to assist you with your mortgage requirements.
Chelsea Broking Services is a trading name of BCS Loans and Mortgages Ltd, a wholly owned subsidiary of Chelsea Building Society, who is authorised and regulated by the Financial Services Authority.
Chelsea may receive a fee from Chelsea Broking Services for introducing you to them.
For further details please call 0800 132 952
Chelsea Building Society mortgage web pages were last updated on 4 July 2009.
Your home may be repossessed if you do not keep up repayments on your mortgage
