New borrowers
As a new borrower to the Chelsea you might be buying for the first time or looking to transfer your existing mortgage from another lender. Either way, we've a great range of fixed rate and tracker mortgages for you.
Note: Some of our mortgages have arrangement fees or early repayment charges - details are shown on the individual mortgage product pages.
Fixed rate mortgages
For those who prefer certainty, with protection against fluctuating interest rates.
| Mortgage | Minimum deposit | Interest rate and description | Overall cost for comparison | Further details |
|---|---|---|---|---|
| 2yr Fixed | 25% | 3.39% until 31 October 2012 then our standard variable rate, currently 5.79%, for the rest of the mortgage. | 5.5% APR |  |
| 2yr Fixed | 15% | 4.99% until 31 October 2012 then our standard variable rate, currently 5.79%, for the rest of the mortgage. | 5.8% APR | |
| 3yr Fixed | 25% | 3.99% until 31 October 2013 then our standard variable rate, currently 5.79%, for the rest of the mortgage. | 5.4% APR | |
| 3yr Fixed | 15% | 4.99% until 31 October 2013 then our standard variable rate, currently 5.79%, for the rest of the mortgage. | 5.7% APR | |
| 5yr Fixed | 25% | 4.49% until 31 October 2015 then our standard variable rate, currently 5.79%, for the rest of the mortgage. | 5.4% APR | |
| 5yr Fixed | 15% | 5.49% until 31 October 2015 then our standard variable rate, currently 5.79%, for the rest of the mortgage. | 5.8% APR | |
An early repayment charge will apply for the fixed rate periods.
Base rate tracker mortgages
A mortgage with the interest rate linked to the Bank of England (BoE) Base Rate.
| Mortgage | Minimum deposit | Interest rate and description | Overall cost for comparison | Further details |
|---|---|---|---|---|
| 2yr Tracker | 25% | 2.59% (BoE Base Rate + 2.09%) for 2 years, then our SVR (currently 5.79%) for the rest of the mortgage. | 5.3% APR | |
| 2yr Tracker | 15% | 4.19% (BoE Base Rate + 3.69%) for 2 years, then our SVR (currently 5.79%) for the rest of the mortgage. | 5.6% APR | |
An early repayment charge will apply for the tracker rate period.
Please note
- Our mortgages have limited availability and may be withdrawn at any time.
Contact us
Your home may be repossessed if you do not keep up repayments on your mortgage.
Chelsea Building Society and the Chelsea are trading names of Yorkshire Building Society. Principal office: Yorkshire House, Yorkshire Drive, Bradford BD5 8LJ. Yorkshire Building Society is a member of the Building Societies Association and is authorised and regulated by the Financial Services Authority. It is entered in the FSA register and our FSA registration number is 106085.
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Get in touch with us:
- Call us:
http://www.thechelsea.co.uk/contact/index.html - Find a branch:
http://www.thechelsea.co.uk/contact/branch_finder.html - Manage your accounts online:
http://www.thechelsea.co.uk/security/online_help.html