Poor credit mortgages
Getting you started again after financial difficulties
Our Prospect mortgage range has been specially designed for those with previous financial difficulties, even if your credit record includes County Court Judgements (CCJs) or mortgage arrears.
In fact, we will now consider all levels of CCJs across the Prospect mortgage range.
So regardless of the reason for your financial difficulties - divorce, bankruptcy, redundancy or ill health - you could soon secure the mortgage your current credit status deserves.
| Poor credit mortgages | Interest rate | |
|---|---|---|
| Rate and description | The overall cost for comparison | |
Near prime |
||
| Prospect Near Prime Variable Rate Mortgage (65% loan to value) |
7.84% - Our standard variable rate, currently 7.24% plus 0.60% for 2 years | 7.7% APR |
Adverse |
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| Prospect Adverse Variable Rate Mortgage (65% loan to value) |
8.24% - Our standard variable rate, currently 7.24% plus 1.00% for 2 years | 7.8% APR |
Self certification mortgages
Currently there are no products available in this section
†The actual rate available will depend upon your circumstances. Please ask for a personalised illustration.
Our current standard variable rate is 7.24%, the overall cost for comparison is 7.5% APR.
Chelsea Building Society mortgage web pages were last updated on 9 May 2008.
Your home may be repossessed if you do not keep up repayments on your mortgage