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Mortgages

Find the best Remortgage deal for you

See if we can help you reduce your mortgage payments

It’s easy to make the switch with our competitive products and expert service.

Early Repayment Charges apply and other fees and charges may apply.

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Please enter a borrower type.

Please enter a property value.

Please enter a depositmortgage outstanding amount.

Please enter a term.

Your property value must be greater than your depositmortgage outstanding amount.

You have asked to borrow {{mortgageListing.customer.loan | currency:'£': 0}}. The minimum amount we will lend is £25,001. Please adjust your property value or depositmortgage outstanding amount.

You have asked to borrow {{mortgageListing.customer.loan | currency:'£': 0}}. The maxmimum amount we will lend is £5,000,000. Please adjust your property value or depositmortgage outstanding amount.

Your deposit must be at least 5% of your property value

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Interest rate
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Additional features
  • Free valuation
  • Free legals
  • {{product['Cashback'] | currency:'£': 0}} cashback
Early Repayment Charges apply and other fees and charges may apply.

Compare up to 3 mortgages

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  • Select another mortgage to compare
  •  

Finding a better mortgage

If your existing mortgage product is coming to an end, it can take time finding a new deal that benefits you. We've created a remortgage search tool to help you find the best mortgage deal for you – you can see this at the top of the page.

For Remortgage customers, we have a range of Fixed rate and Tracker products and some of these are available as an Offset mortgage. Our Offset mortgages are useful if you'd like to use some of your savings to shorten the term of your mortgage or to help reduce the cost of your repayments either now or in the future.

It’s important to remember that Early Repayment Charges will apply during the fixed rate period and special rate period for Tracker products. Other fees and charges will also apply.


How does it work?

Once you've decided to switch your mortgage, our process is easy and simple:

  • First of all you need to check with your existing provider about moving your mortgage somewhere else and what charges apply for this, if any
  • To help you get a clearer idea of the cost, we have a Borrowing calculator to show how much you might be able to borrow and a Repayment calculator to show how much your repayments might be.
  • The next step is to obtain a lending decision (also called an Approval in Principle). The online AIP form takes around 10 minutes to complete and allows us to tell you whether or not we would be able to lend to you and if so, how much we could lend. The Approval in Principle is valid for 30 days.
  • Once a lending decision has been obtained, you’re in a position to do a full mortgage application for your remortgage. You can continue to do this online or you can save your AIP to complete the full application later on. To find a suitable product for your remortgage, you can use our search tool at the top of the page or you can visit the Fixed rate , Offset and Tracker pages.

Important information

  •  Chelsea Building Society's Standard Variable Rate is set independently of Yorkshire Building Society's Standard Variable Rate. This is because Chelsea Building Society is operated under its own brand and with its own products and services. As a result, Chelsea Building Society's Standard Variable Rate may be different from Yorkshire Building Society's Standard Variable Rate at any time and can vary upwards or downwards from time to time.
  •  Our mortgages have limited availability and may be withdrawn at any time.
  •  Applications subject to standard lending criteria and all loans subject to status.
  •  We cannot accept applications if the mortgage term you are requesting extends beyond your intended retirement date.
  •  All our mortgage products are available on a capital and interest (repayment) method only.
  • You have the right to repay the loan either partially or in full during the term of the loan.
  •  Early Repayment Charges and other fees & charges apply.

Need help with mortgage definitions?

If you are unclear what something means, our Mortgage glossary can help.

 

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