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Ready, Steady, Save – Issue 2

On your marks, get set, it's time to teach your child how to start saving up for the toys and gadgets they want with this easy access account.

This could be the right choice if:

  • your child is aged 15 or under
  • they want to save between £1 and £20,000
  • they’d like instant access to their savings
  • they want to open an account face-to-face or by post


gross p.a./AER variable

Key Features

  • Open to children aged 15 or under
  • Savings will automatically be transferred to a Branch Instant Account when they reach 16
  • Children under 10 need a parent or guardian to open their account
  • Save from as little as £1 up to a maximum of £20,000
  • Receive a variable rate of interest paid annually, on 1 December
  • Get instant access to your savings
  • View the account online
  • Manage your account with a passbook in branch or by post
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Summary Box

Key product information for our savings account

Account Name Ready Steady Save Issue 2
Interest rates (AERs) Interest rates are variable. Interest is paid monthly or annually.

View interest rates.

Tax Status Gross
Conditions for bonus payment N/A
Withdrawal arrangements

Instant withdrawals without losing interest

  • In branch
  • By post

Please note

  • Whether you need to pay tax is dependent on your own personal circumstances and so may be subject to change in the future. Interest is paid gross, i.e. without tax being taken off, on all our savings accounts - except ISAs where it is paid tax-free.
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Not right for you?

Take a look at our other Easy Access savings accounts:

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Interest Rates

Ready Steady Save Issue 2

Current rates - Effective 21 October 2013


Balance (£) Gross AER
£1 and above 2.00% 2.00%


Balance (£) Gross AER
£1 and above Annual interest only

Please note

  • Interest rates are variable paid annually.
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How to apply

Before you apply

When you open an account with us, we'll need to verify your identity. For details, check our verifying your identity page.

Please read the General Terms and Conditions (384 KB) and the FSCS information sheet (211 KB) before applying online.

Ways to apply

Apply in branch

Enter your postcode to find the address of your nearest branch.

Why not save time by completing the form before you visit?

Email us for an application form

Apply by post

Email us to request an application form and we'll send you what you need to get started.

Or call us to request an application pack:

  • 8am - 8pm: Mon to Fri
  • 9am - 1pm: Sat
0345 166 9219*

Not ready to apply just yet?

Print page

Print your own copy so you can look at it again later.

Your questions answered