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Savings Comparison

For when choosing the right account gets too tough.

Easy access accounts

Savings accounts for people who want easy access to their money. Whether you're making regular savings or want an every day savings account, we've got it.

Show all Easy access accounts >

Triple Access Saver

2.25%

gross pa/AER

variable

on £100 & above

  • Ideal home for longer term savings
  • Monthly or annual interest options
  • Save from as little as £100 up to £2 million
  • Add to your account whenever you want to
  • Make withdrawals or close your account three days each account year

Branch Instant

  • Save from £1 up to a maximum of £2,000,000 per saver (maximum of 2 savers permitted)
  • Interest earned from £1
  • Interest paid annually on 1 November
  • Monthly interest option also available
  • Passbook operated.

Chelsea Regular Savings

up to

2.50%

gross pa/AER

variable

on £25,000 & above

  • Maximum opening balance £2,000
  • You must make a payment into your account every month of between £10 and £2,000 **
  • Make payments via standing order and change the monthly amount (within the limits) whenever you want
  • Save from £10 up to £1,000,000 per saver (a maximum of 2 savers are permitted)
  • Interest will be earned from £10 and is paid annually on 1 October
  • Passbook operated.

Offset savings account

  • Instant access to your money
  • No interest is earned on your savings but mortgage interest is only charged on the difference between your Offset mortgage balance and your Offset savings balance(s)
  • Have up to 3 savings accounts
  • Open your account with a nil balance
  • Maximum balance allowed in your Offset savings account is 100% of your Offset mortgage balance
  • Make bill payments using direct debits and standing orders
  • Manage your account online
  • LINK ATM card issued


Gross rate is the interest rate payable before any income tax is deducted. It can only be paid subject to the required registration.

AER stands for Annual Equivalent Rate and shows you what the interest rate would be if interest was paid and added each year. This will enable you to compare more easily the return you can expect from your savings over time.

** If this payment is not maintained, the account will be switched to a Branch Instant account, which is a variable instant access account and pays a lower rate of interest

†The account year is based on the anniversary of the account opening date.

Chelsea Building Society and the Chelsea are trading names of Yorkshire Building Society. Principal office: Yorkshire House, Yorkshire Drive, Bradford BD5 8LJ. Yorkshire Building Society is a member of the Building Societies Association and is authorised and regulated by the Financial Services Authority. It is entered in the FSA register and our FSA registration number is 106085.

This site is intended for UK Residents unless otherwise stated. All communications with us may be monitored/recorded to improve the quality of our service and for your protection and security.

Charges to 0845 numbers may vary. Prices can be checked with your phone provider. Mobile calls usually cost more.

Chelsea Building Society and the Chelsea are trading names of Yorkshire Building Society. Principal office: Yorkshire House, Yorkshire Drive, Bradford BD5 8LJ. Yorkshire Building Society is a member of the Building Societies Association and is authorised and regulated by the Financial Services Authority. It is entered in the FSA register and our FSA registration number is 106085.

This site is intended for UK Residents unless otherwise stated. All communications with us may be monitored/recorded to improve the quality of our service and for your protection and security.

Charges to 0845 numbers may vary. Prices can be checked with your phone provider. Mobile calls usually cost more.

Get in touch with us:

  • Call us:
    http://www.thechelsea.co.uk/contact/index.html
  • Find a branch:
    http://www.thechelsea.co.uk/contact/branch_finder.html
  • Manage your accounts online:
    http://www.thechelsea.co.uk/security/online_help.html