Interest rates
Initial rates shown on this page are the current annual rates for all account types. To view any monthly interest rates, or specific account types, change the select boxes below.
Online accounts
Annual rates
Monthly rates
Easy access
Annual rates
| Account Name | Balance | Gross
Gross rate p.a. Interest rate payable before any income tax is deducted. It can only be paid subject to the required registration.
|
Net
Net rate of interest is the interest rate payable after the deduction of income tax, at the lower rate of 20%.
|
AER
AER stands for Annual Equivalent Rate and shows you what the interest rate would be if interest was paid and added each year. This will enable you to compare more easily the return you can expect from your savings over time.
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|---|---|---|---|---|
| Branch Instant | £1 and above | 0.50% | 0.40% | 0.50% |
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Effective 23 February 2010. Variable rate paid annually or monthly. |
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| Chelsea Regular Savings | £10 - £2,499 | 1.50% | 1.20% | 1.50% |
| £2,500 - £9,999 | 2.00% | 1.60% | 2.00% | |
| £10,000 - £24,999 | 2.25% | 1.80% | 2.25% | |
| £25,000 and above | 2.50% | 2.00% | 2.50% | |
Effective 7 November 2009. Variable tiered rate paid annually. |
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Monthly rates
| Account Name | Balance | Gross
Gross rate p.a. Interest rate payable before any income tax is deducted. It can only be paid subject to the required registration.
|
Net
Net rate of interest is the interest rate payable after the deduction of income tax, at the lower rate of 20%.
|
AER
AER stands for Annual Equivalent Rate and shows you what the interest rate would be if interest was paid and added each year. This will enable you to compare more easily the return you can expect from your savings over time.
|
|---|---|---|---|---|
| Branch Instant | £1 and above | 0.50% | 0.40% | 0.50% |
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Effective 23 February 2010. Variable rate paid annually or monthly. |
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| Chelsea Regular Savings | £10 - £2,499 | n/a | n/a | n/a |
| £2,500 - £9,999 | n/a | n/a | n/a | |
| £10,000 - £24,999 | n/a | n/a | n/a | |
| £25,000 and above | n/a | n/a | n/a | |
|
Effective 7 November 2009. Variable tiered rate paid annually. |
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Notice accounts and Bonds
Annual rates
| Account Name | Balance | Gross
Gross rate p.a. Interest rate payable before any income tax is deducted. It can only be paid subject to the required registration.
|
Net
Net rate of interest is the interest rate payable after the deduction of income tax, at the lower rate of 20%.
|
AER
AER stands for Annual Equivalent Rate and shows you what the interest rate would be if interest was paid and added each year. This will enable you to compare more easily the return you can expect from your savings over time.
|
|---|---|---|---|---|
| Chelsea 60 Day Notice | £1 and above | 2.25% | 1.80% | 2.25% |
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Effective 19 June 2010. Variable rate paid annually or monthly. |
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| Chelsea Ascension 45 | £1 and above - 0.15% bonus until 18 August 2011 | 0.65% | 0.52% | 0.65% |
| £1 and above - bonus expired | 0.50%* | 0.40% | 0.50% | |
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Effective 1 September 2009. Variable tiered rate paid annually. * Rate guaranteed to be at least the same as Bank of England Base Rate until 18 August 2011. |
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| Chelsea Westminster | £100 and above | 1.40%* | 1.12% | 1.40% |
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Effective 1 September 2009. Variable rate paid annually or monthly. * Rate guaranteed to be at least the same as Bank of England Base Rate until 1 November 2011. |
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| Spring Bond (no access) 2 Year (3) | £1,000 and above | 3.00% | 2.40% | 3.00% |
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Effective 21 May 2010. Variable rate paid annually or monthly. Interest rates are fixed until 2 August 2012. |
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| Spring Bond (no access) 3 Year (3) | £1,000 and above | 3.50% | 2.80% | 3.50% |
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Effective 30 June 2010. Variable rate paid annually or monthly. Interest rates are fixed until 2 September 2013. |
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| Portfolio Extra account (Issue 4) | £3,000 and above | 5.00% | 4.00% | 2.75% |
| £3,000 and above - bonus expired | 0.50% | 0.40% | 0.50% | |
|
Effective 23 February 2009. Variable rate paid annually or monthly. |
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Monthly rates
| Account Name | Balance | Gross
Gross rate p.a. Interest rate payable before any income tax is deducted. It can only be paid subject to the required registration.
|
Net
Net rate of interest is the interest rate payable after the deduction of income tax, at the lower rate of 20%.
|
AER
AER stands for Annual Equivalent Rate and shows you what the interest rate would be if interest was paid and added each year. This will enable you to compare more easily the return you can expect from your savings over time.
|
|---|---|---|---|---|
| Chelsea 60 Day Notice | £1 and above | 2.23% | 1.78% | 2.25% |
|
Effective 19 June 2010. Variable rate paid annually or monthly. |
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| Chelsea Ascension 45 | £1 and above - 0.15% bonus until 18 August 2011 | n/a | n/a | n/a |
| £1 and above - bonus expired | n/a | n/a | n/a | |
|
Effective 1 September 2009. Variable tiered rate paid annually. * Rate guaranteed to be at least the same as Bank of England Base Rate until 18 August 2011. |
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| Chelsea Westminster | £100 and above | 1.39% | 1.11% | 1.40% |
|
Effective 1 September 2009. Variable rate paid annually or monthly. * Rate guaranteed to be at least the same as Bank of England Base Rate until 1 November 2011. |
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| Spring Bond (no access) 2 Year (3) | £1,000 and above | 2.96% | 2.37% | 3.00% |
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Effective 21 May 2010. Variable rate paid annually or monthly. Interest rates are fixed until 2 August 2012. |
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| Spring Bond (no access) 3 Year (3) | £1,000 and above | 3.45% | 2.76% | 3.50% |
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Effective 30 June 2010. Variable rate paid annually or monthly. Interest rates are fixed until 2 September 2013. |
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| Portfolio Extra account (Issue 4) | £3,000 and above | 4.89% | 3.91% | 2.75% |
| £3,000 and above - bonus expired | 0.50% | 0.40% | 0.50% | |
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Effective 23 February 2009. Variable rate paid annually or monthly. |
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Tax free
Annual rates
| Account Name | Balance | Tax free
Tax free means that interest is not subject to income tax.
|
AER
AER stands for Annual Equivalent Rate and shows you what the interest rate would be if interest was paid and added each year. This will enable you to compare more easily the return you can expect from your savings over time.
|
|
|---|---|---|---|---|
| Branch Instant Cash ISA (2nd Issue) | £1 - £14,999 | 1.60% | 1.60% | |
| £15,000 and above | 2.00% | 2.00% | ||
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Effective 16 January 2010. Variable tiered rate paid annually or monthly. |
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| Over 50s Cash ISA (4th Issue) | £5,100 and above | n/a | n/a | |
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Effective 20 February 2010. Variable rate paid monthly. |
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| Postal 30 Cash ISA (3rd Issue) | £1 and above | 2.35% | 2.35% | |
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Effective 20 February 2010. Variable rate paid annually. |
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Monthly rates
| Account Name | Balance | Tax free
Tax free means that interest is not subject to income tax.
|
AER
AER stands for Annual Equivalent Rate and shows you what the interest rate would be if interest was paid and added each year. This will enable you to compare more easily the return you can expect from your savings over time.
|
|
|---|---|---|---|---|
| Branch Instant Cash ISA (2nd Issue) | £1 - £14,999 | 1.59% | 1.60% | |
| £15,000 and above | 1.98% | 2.00% | ||
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Effective 16 January 2010. Variable tiered rate paid annually or monthly. |
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| Over 50s Cash ISA (4th Issue) | £5,100 and above | 2.08% | 2.10% | |
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Effective 20 February 2010. Variable rate paid monthly. |
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| Postal 30 Cash ISA (3rd Issue) | £1 and above | n/a | n/a | |
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Effective 20 February 2010. Variable rate paid annually. |
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Children's accounts
Annual rates
Monthly rates
Previous rates
Online accounts
Annual rates
| Account Name | Balance | Gross Gross rate p.a. Interest rate payable before any income tax is deducted. It can only be paid subject to the required registration. |
Net Net rate of interest is the interest rate payable after the deduction of income tax, at the lower rate of 20%. |
AER AER stands for Annual Equivalent Rate and shows you what the interest rate would be if interest was paid and added each year. This will enable you to compare more easily the return you can expect from your savings over time. |
|---|---|---|---|---|
| e-Bond | £100 and above | 4.15% | 3.32% | 4.15% |
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Effective 2 June 2010. Variable rate paid annually or monthly. |
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Monthly rates
| Account Name | Balance | Gross Gross rate p.a. Interest rate payable before any income tax is deducted. It can only be paid subject to the required registration. |
Net Net rate of interest is the interest rate payable after the deduction of income tax, at the lower rate of 20%. |
AER AER stands for Annual Equivalent Rate and shows you what the interest rate would be if interest was paid and added each year. This will enable you to compare more easily the return you can expect from your savings over time. |
|---|---|---|---|---|
| e-Bond | £100 and above | 4.07% | 3.26% | 4.15% |
|
Effective 2 June 2010. Variable rate paid annually or monthly. |
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Easy access
Annual rates
| Account Name | Balance | Gross Gross rate p.a. Interest rate payable before any income tax is deducted. It can only be paid subject to the required registration. |
Net Net rate of interest is the interest rate payable after the deduction of income tax, at the lower rate of 20%. |
AER AER stands for Annual Equivalent Rate and shows you what the interest rate would be if interest was paid and added each year. This will enable you to compare more easily the return you can expect from your savings over time. |
|---|---|---|---|---|
| Branch Instant | £1 and above | 1.00% | 0.80% | 1.00% |
|
Effective 23 February 2009. Variable rate paid annually or monthly. |
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| Chelsea Regular Saver | £10 and above | 1.50% | 1.20% | 1.50% |
|
Effective 7 November 2009. Variable rate paid annually. |
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Monthly rates
| Account Name | Balance | Gross Gross rate p.a. Interest rate payable before any income tax is deducted. It can only be paid subject to the required registration. |
Net Net rate of interest is the interest rate payable after the deduction of income tax, at the lower rate of 20%. |
AER AER stands for Annual Equivalent Rate and shows you what the interest rate would be if interest was paid and added each year. This will enable you to compare more easily the return you can expect from your savings over time. |
|---|---|---|---|---|
| Branch Instant | £1 and above | 1.00% | 0.80% | 1.00% |
|
Effective 23 February 2009. Variable rate paid annually or monthly. |
||||
| Chelsea Regular Saver | £10 and above | n/a | n/a | n/a |
|
Effective 7 November 2009. Variable rate paid annually. |
||||
Notice accounts and Bonds
Annual rates
| Account Name | Balance | Gross
Gross rate p.a. Interest rate payable before any income tax is deducted. It can only be paid subject to the required registration.
|
Net
Net rate of interest is the interest rate payable after the deduction of income tax, at the lower rate of 20%.
|
AER
AER stands for Annual Equivalent Rate and shows you what the interest rate would be if interest was paid and added each year. This will enable you to compare more easily the return you can expect from your savings over time.
|
|---|---|---|---|---|
| Portfolio Extra (Issue 4) | £3,000 and above | 5.50% | 4.40% | 5.50% |
| £3,000 and above - bonus expired | 1.00% | 0.80% | 1.00% | |
|
Effective 23 February 2009. Variable rate paid annually or monthly. |
||||
Monthly rates
| Account Name | Balance | Gross
Gross rate p.a. Interest rate payable before any income tax is deducted. It can only be paid subject to the required registration.
|
Net
Net rate of interest is the interest rate payable after the deduction of income tax, at the lower rate of 20%.
|
AER
AER stands for Annual Equivalent Rate and shows you what the interest rate would be if interest was paid and added each year. This will enable you to compare more easily the return you can expect from your savings over time.
|
|---|---|---|---|---|
| Portfolio Extra (Issue 4) | £3,000 and above | 5.37% | 4.30% | 3.25% |
| £3,000 and above - bonus expired | 1.00% | 0.80% | 1.00% | |
|
Effective 23 February 2009. Variable rate paid annually or monthly. |
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Tax free
Annual rates
There are no previous rates for this type of account.
Monthly rates
There are no previous rates for this type of account.
Children's accounts
Annual rates
| Account Name | Balance | Gross Gross rate p.a. Interest rate payable before any income tax is deducted. It can only be paid subject to the required registration. |
Net Net rate of interest is the interest rate payable after the deduction of income tax, at the lower rate of 20%. |
AER AER stands for Annual Equivalent Rate and shows you what the interest rate would be if interest was paid and added each year. This will enable you to compare more easily the return you can expect from your savings over time. |
|---|---|---|---|---|
| Ready Steady Save | £1 and above | 2.10% | 1.68% | 2.10% |
|
Effective 27 March 2010. Variable rate paid monthly. |
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Monthly rates
Interest rates are variable unless stated otherwise. All rates are per annum.
Chelsea Building Society and Chelsea are trading names of Yorkshire Building Society. Principal office of Yorkshire Building Society: Yorkshire House, Yorkshire Drive, Bradford BD5 8LJ. Yorkshire Building Society is a member of the Building Societies Association and is authorised and regulated by the Financial Services Authority. It is entered in the FSA register and our FSA registration number is 106085.
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Get in touch with us:
- Call us:
http://www.thechelsea.co.uk/contact/index.html - Find a branch:
http://www.thechelsea.co.uk/contact/branch_finder.html - Manage your accounts online:
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