Latest interest rates for available savings accounts
This page shows the interest rates for savings accounts that are currently available. You should obtain the full details, including the terms and conditions, of any account that you are considering before you apply for it.
Please select an account from the list below
- 90 Day Notice Account
- Call Direct Advantage
- Chelsea Cash ISA (2nd Issue)
- Chelsea Monthly Extra
- Chelsea Regular Savings
- Classic Account
- Exclusive Savings
- Instant Option (4th Issue)
- Portfolio Extra Account (3rd Issue)
- Portfolio Extra Account (3rd Issue) - bonus expired
- Portfolio Extra Account (4th Issue)
- Portfolio Extra Account (4th Issue) - bonus expired
- PostSaver 40 (2nd Issue)
- Rainy Day Savings (3rd Issue)
- Ready Steady Save
- Senior Savers
- 1 Year Spring Fixed Rate Bond (2nd Issue)
- 2 Year Spring Fixed Rate Bond (2nd Issue)
- Notes
Latest interest rates 90 Day Notice Account(8)
| Tier | Annual interest | Monthly interest | Find out more/Apply | |||
|---|---|---|---|---|---|---|
| Gross pa†/AER* | Net pa† | AER* | Gross pa† | Net pa† | ||
| £250 plus | 6.30% | 5.04% | 6.30% | 6.13% | 4.90% | |
Latest interest rates Call Direct Advantage
| Tier | Annual interest | Monthly interest | Find out more/Apply | |||
|---|---|---|---|---|---|---|
| Gross pa†/AER* | Net pa† | AER* | Gross pa† | Net pa† | ||
| £250 plus | 4.20% | 3.36% | 4.20% | 4.12% | 3.30% | |
Latest interest rates Chelsea Cash ISA (2nd Issue)
| Tier | Annual interest | Monthly interest | Find out more/Apply | |||
|---|---|---|---|---|---|---|
| Gross pa†/AER* | Net pa† | AER* | Gross pa† | Net pa† | ||
| £6,000 plus | 4.75% | |||||
| £10 - £5,999 | 4.60% | |||||
Latest interest rates Chelsea Monthly Extra(9)
| Tier | Annual interest | Monthly interest | |||
|---|---|---|---|---|---|
| Gross pa†/AER* | Net pa† | AER* | Gross pa† | Net pa† | |
| £50 plus | |||||
| Year one | 8.00% | 6.40% | 8.00% | ||
| Year two | 7.00% | 5.60% | 7.00% | ||
| Year three | 6.00% | 4.80% | 6.00% | ||
Latest interest rates Chelsea Regular Savings(6)
| Tier | Annual interest | Monthly interest | Find out more/Apply | |||
|---|---|---|---|---|---|---|
| Gross pa†/AER* | Net pa† | AER* | Gross pa† | Net pa† | ||
| £10 plus | 5.05% | 4.04% | ||||
Latest interest rates Classic Account
| Tier | Annual interest | Monthly interest | Find out more/Apply | |||
|---|---|---|---|---|---|---|
| Gross pa†/AER* | Net pa† | AER* | Gross pa† | Net pa† | ||
| £50,000 plus | 3.40% | 2.72% | ||||
| £25,000 - £49,999 | 3.15% | 2.52% | ||||
| £10,000 - £24,999 | 2.60% | 2.08% | ||||
| £5,000 - £9,999 | 2.35% | 1.88% | ||||
| £2,500 - £4,999 | 1.85% | 1.48% | ||||
Latest interest rates Exclusive Savings(10)
| Tier | Annual interest | Monthly interest | Find out more/Apply | |||
|---|---|---|---|---|---|---|
| Gross pa†/AER* | Net pa† | AER* | Gross pa† | Net pa† | ||
| £250 plus | 4.75% | 3.80% | 4.75% | 4.65% | 3.72% | |
Latest interest rates Instant Option (4th Issue)
| Tier | Annual interest | Monthly interest | Find out more/Apply | |||
|---|---|---|---|---|---|---|
| Gross pa†/AER* | Net pa† | AER* | Gross pa† | Net pa† | ||
| £25,000 plus | 1.90% | 1.52% | ||||
| £5,000 - £24,999 | 1.65% | 1.32% | ||||
| £2,500 - £4,999 | 1.15% | 0.92% | ||||
Latest interest rates Portfolio Extra Account (3rd Issue)(1)(2)
| Tier | Annual interest | Monthly interest | |||
|---|---|---|---|---|---|
| Gross pa†/AER* | Net pa† | AER* | Gross pa† | Net pa† | |
| £3,000 plus | 6.60% | 5.28% | 6.60% | 6.41% | 5.13% |
Latest interest rates Portfolio Extra Account (3rd Issue) - bonus expired(1)
| Tier | Annual interest | Monthly interest | |||
|---|---|---|---|---|---|
| Gross pa†/AER* | Net pa† | AER* | Gross pa† | Net pa† | |
| £3,000 plus | 4.60% | 3.68% | 4.60% | 4.51% | 3.61% |
Latest interest rates Portfolio Extra Account (4th Issue)(1)(4)
| Tier | Annual interest | Monthly interest | |||
|---|---|---|---|---|---|
| Gross pa† | Net pa† | AER* | Gross pa† | Net pa† | |
| £3,000 plus | 9.10% | 7.28% | 6.85% | 8.74% | 6.99% |
Latest interest rates Portfolio Extra Account (4th Issue) - bonus expired(1)
| Tier | Annual interest | Monthly interest | |||
|---|---|---|---|---|---|
| Gross pa†/AER* | Net pa† | AER* | Gross pa† | Net pa† | |
| £3,000 plus | 4.60% | 3.68% | 4.60% | 4.51% | 3.61% |
Latest interest rates PostSaver 40 (2nd Issue)(7)
| Tier | Annual interest | Monthly interest | Find out more/Apply | |||
|---|---|---|---|---|---|---|
| Gross pa†/AER* | Net pa† | AER* | Gross pa† | Net pa† | ||
| £500 plus | 5.95% | 4.76% | 5.95% | 5.79% | 4.63% | |
Latest interest rates Rainy Day Savings (3rd Issue)(11)
| Tier | Annual interest | Monthly interest | Find out more/Apply | |||
|---|---|---|---|---|---|---|
| Gross pa†/AER* | Net pa† | AER* | Gross pa† | Net pa† | ||
| £10 plus | 6.10% | 4.88% | 6.10% | 5.94% | 4.75% | |
Latest interest rates Ready Steady Save
| Tier | Annual interest | Monthly interest | Find out more/Apply | |||
|---|---|---|---|---|---|---|
| Gross pa†/AER* | Net pa† | AER* | Gross pa† | Net pa† | ||
| £1 plus | 5.45% | 4.36% | ||||
Latest interest rates Senior Savers(6)
| Tier | Annual interest | Monthly interest | Find out more/Apply | |||
|---|---|---|---|---|---|---|
| Gross pa†/AER* | Net pa† | AER* | Gross pa† | Net pa† | ||
| £200 plus | 4.85% | 3.88% | 4.85% | 4.75% | 3.80% | |
Latest interest rates 1 Year Spring Fixed Rate Bond (2nd Issue)(5)
| Tier | Annual interest | Monthly interest | Find out more/Apply | |||
|---|---|---|---|---|---|---|
| Gross pa†/AER* | Net pa† | AER* | Gross pa† | Net pa† | ||
| £1,000 plus | 6.80% | 5.44% | 6.80% | 6.60% | 5.28% | |
Latest interest rates 2 Year Spring Fixed Rate Bond (2nd Issue) (5)
| Tier | Annual interest | Monthly interest | Find out more/Apply | |||
|---|---|---|---|---|---|---|
| Gross pa†/AER* | Net pa† | AER* | Gross pa† | Net pa† | ||
| £1,000 plus | 6.50% | 5.20% | 6.50% | 6.31% | 5.05% | |
- A minimum opening investment of £3,000 is required for the Portfolio Extra Account (3rd or 4th Issue), which is only available when you take out Norwich Union's Portfolio in conjunction with this account. Norwich Union's Portfolio requires a minimum opening investment of £7,000, which must be at least 70% of the overall initial investment (adding together the balances of the Portfolio Extra Account (3rd or 4th Issue) and Norwich Union's Portfolio). Norwich Union's Portfolio is a lump sum investment bond with no fixed term. It is designed to be a long term investment and should not be viewed as a short term commitment. The value of your investment can go down as well as up and is not guaranteed.
- Including an introductory bonus of 2.00% gross†/AER* for the first year of investment.
- Call Direct accounts - the following accounts are now known as Call Direct Advantage: Call Direct Account (1st and 2nd Issues); Call Direct 30; Call Direct 40 (1st and 2nd Issues); Call Direct Guaranteed 30.
- Including an introductory bonus of 4.50% gross pa† for the first 6 months of investment. Since the introductory bonus is offered for less than a full calendar year, the AER will be lower than the gross pa.
- Interest will be earned from £1.
- A regular monthly deposit commitment is required.
- Interest rate guaranteed to be at least 0.25% above Bank of England Base Rate until 20 May 2009.
- Interest rate guaranteed to be at least 0.50% above Bank of England Base Rate until 10 July 2009.
- The minimum opening balance is £50 and must be in conjunction with equal commitment into a Norwich Union regular collective fund.
- Account available to existing Chelsea members only.
- Rate guaranteed to be at least equal to Bank of England Base Rate for first 12 months of saving.
† Net interest equals gross interest less income tax at the rate specified by law. ISAs - Subject to ISA Regulations, account terms and conditions and receipt of a valid declaration, interest will be paid gross without income tax being deducted
* AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year
Each product has its own specified minimum balance, below which the terms may provide for no interest to be earned. See product terms for details.
Chelsea Building Society (Chelsea) introduces to the Norwich Union Marketing Group (NUMG) for life assurance, pensions and investments. Chelsea and members of NUMG are authorised and regulated by the Financial Services Authority. Any financial advice given will relate to the products of Chelsea and Norwich Union.
