Pay no tax when you save with a cash ISA
Whatever you’re saving for, we have a varied range of tax-free accounts to suit savers with different goals.
Whether you've got a smaller deposit or are looking to invest a large lump sum, we've a range of cash ISAs to choose from.
Take out one of our Cash ISAs and you can save anything from £10 to £15,240 tax-free, in the 2015/2016 tax year.
Or maybe you'd prefer a Stocks & Shares ISA where you can invest up to £15,240.
Or you could have a combination of Cash ISA and Stocks & Shares ISA up to a maximum of £15,240. This can be split between two providers. However you can only subscribe into one Cash ISA and one Stocks & Shares ISA in a tax year.
Please note, Stocks & Shares ISAs are only available through our association with Legal & General. To discuss your needs with a Legal & General financial consultant, contact your local branch.
The value of an investment in a Stocks & Shares ISA is not guaranteed and can fall as well as rise.
From 6 April 2015, a 0% tax rate for savings means more pensioners, low earners, or those with only investment income, can have some or all of their savings interest paid without tax being deducted. For more information and to check if you're eligible please go to gov.uk/taxfreesavings.
If eligible, adults and children can be registered for gross interest by completing the Getting your savings interest without tax taken off (form R85) (66 KB) for each account held with the Society. This form is also available from any Chelsea Building Society branch or by calling us on 0345 850 4041. If you are not eligible to receive gross interest then interest will be paid with tax deducted. Please note, gross interest can only be paid to customers who are aged 16 or over if they are the named account holder.
Our savings glossary can help explain what something means if you’re unsure.
Find and compare the rates of all our savings accounts, at a glance.
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