Pay no tax when you save with a cash ISA
Whatever you’re saving for, we have a varied range of tax-free accounts to suit savers with different goals.
You can invest in three separate ISAs each year: a cash ISA (from age 16), a Stocks & Shares ISA and an Innovative Finance ISA (both from aged 18). You can invest in any combination of the three types of ISA in one tax year up to your total annual ISA allowance limit which is £15,240 for the 2016/17 tax year.
By choosing a Cash ISA you will benefit from tax-free interest. Although Stocks & Shares ISAs are tax efficient they are not completely tax-free. These ISAs are best suited for money that you can leave untouched for at least 5 years or more.
An Innovative Finance ISA allows interest and gains from peer to peer loans to qualify for tax advantages.
Chelsea Building Society only offers Cash ISAs.
Our savings glossary can help explain what something means if you’re unsure.
Find and compare the rates of all our savings accounts, at a glance.
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