Savings Comparison
For when choosing the right account gets too tough.
Tax free accounts
A range of Individual Savings Accounts (ISAs) aimed at making the most of your tax free savings allowances.
See our ISAs explained section to help you understand ISAs and the different savings limits. To find out more download our free ISA guide.
Show all Tax free accounts >
Fixed Rate Cash ISA to 30/11/2013
- Guaranteed fixed rate of interest for the duration of the Fixed Rate ISA
- Minimum investment of £100 up to your maximum 2012/2013 Cash ISA allowance of £5,640 plus up until 5 April 2013 you can deposit your 2012/2013 Cash ISA allowance.
- External ISA transfers in from other providers are permitted until 30 days after the Fixed Rate ISA has been withdrawn from sale. Any deposits received after these timescales will be returned to you. Please check with your existing ISA provider for any charges applicable on transfer.
- Interest paid annually or monthly
- Withdrawals are not permitted during the term
- Early closure or transfer out to another ISA provider is permitted subject to 120 days loss of interest on the closing balance. Early closure would mean loss of tax free status other than transfers to another ISA provider.
Fixed Rate Cash ISA to 31/05/2013
- Guaranteed fixed rate of interest for the duration of the Fixed Rate ISA
- Minimum investment of £100
- External ISA transfers in† from other providers are permitted until 30 days after the Fixed Rate ISA has been withdrawn from sale. Any deposits received after these timescales will be returned to you. Please check with your existing ISA provider for any charges applicable on transfer.
- Interest paid annually or monthly
- Withdrawals are not permitted during the term
- Early closure or transfer out to another ISA provider is permitted subject to 90 days loss of interest on the closing balance. Early closure would mean loss of tax free status other than transfers to another ISA provider.
Fixed Rate Cash ISA to 31/05/2015
- Guaranteed fixed rate of interest for the duration of the Fixed Rate ISA
- Minimum investment of £100
- External ISA transfers in† from other providers are permitted until 30 days after the Fixed Rate ISA has been withdrawn from sale. Any deposits received after these timescales will be returned to you. Please check with your existing ISA provider for any charges applicable on transfer.
- Interest paid annually or monthly
- Withdrawals are not permitted during the term
- Early closure or transfer out to another ISA provider is permitted subject to 180 days loss of interest on the closing balance. Early closure would mean loss of tax free status other than transfers to another ISA provider.
Monthly Reward ISA
- An attractive tax-free monthly interest rate, as long as you only make withdrawals in December
- Easy access to your funds but no interest is earned on the total account balance in any other month in which you make withdrawals or close your account
- Interest due for any month is payable on the 1st working day of the following month
- Option to add monthly interest to your account
- Open your ISA with as little as £10
- Save from £10 to £5,640 each tax year
Branch Instant Cash ISA (2nd Issue)
- Open your ISA with only £1
- Interest paid annually on 1 July
- Monthly interest option available
- ISA transfers accepted
- Interest paid tax free
- Apply in branch or by post
- Passbook operated
Over 50s Cash ISA (4th Issue)
- Applicants must be 50 years or over and be resident and ordinarily resident in the UK for tax purposes
- Minimum opening deposit £5,640
- ISA transfers accepted
- Interest paid tax free
- Monthly interest only
- Passbook operated
AER stands for Annual Equivalent Rate and shows you what the interest rate would be if interest was paid and added each year. This will enable you to compare more easily the return you can expect from your savings over time.
Tax-free means that interest is not subject to income tax
† Transfers of existing ISA subscriptions must be received within 30 days of the product being withdrawn from sale. Subject to annual ISA limits. You cannot invest your Cash ISA allowance for the tax years 2013/2014 into this ISA product, you will need to invest these allowances into a seperate Cash ISA with us or another provider.
