We’ll help you move your mortgage deal to your new home
We’ll help you to move your existing mortgage deal to a new home
Bank Rate Change: On 2 November 2017, the Bank of England announced that the Bank Base Rate would increase with immediate effect from 0.25% to 0.50%. Find out more
As an existing customer, when you’re ready to leave your current home for pastures new, you can apply to take your current mortgage deal with you subject to you meeting ourlending criteria.
Here's a breakdown of your options:
In order to qualify for a refund of Early Repayment Charges when exercising portability, the portable amount must be taken on the same product terms, you must complete the new mortgage within six months of paying off your existing mortgage, pay any relevant fees (e.g.valuation fees) and move to a property in England, Wales, Scotland or Northern Ireland.
It can be a stressful and confusing time but our homebuyer checklist could help you through the process.
Speak to one of our friendly mortgage advisers who can help you through the rest of the application process.