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Savings

YOUR SAVINGS, YOUR SOCIETY

See how our Savings Pledges could support you.



These apply from 1 January 2020 until 31 December 2020 at which point they’ll be reviewed to ensure they’re still right.

A Society where you really matter

When you open a savings account with us you become a member and that matters. Because you get a say in how we run things rather than shareholders, it means we can reinvest in the society and the services we provide to you. Our savings pledges are our commitment to you through some common sense policies and services, which we provide to give you that extra peace of mind.

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Our Savings Pledges

These apply from 1 Jan 2020 until 31 December 2020 at which point they’ll be reviewed to ensure they’re still right.

Support when you need it most

Support when you need it most

Enjoy peace of mind from the knowledge that if your circumstances change, we’ll be there to help you or your immediate family with a review of your fixed term or limited access accounts. This could include critical or terminal illness, death, redundancy, nursing home or elderly care costs, divorce or court order.

Be one of first to learn about new savings accounts

Learn about new savings accounts first

​Simply share your email address with us and be one of the first to hear about new savings accounts – so you won’t miss out on any that might interest you.

Sign up at ybs.co.uk/savingspledges and we’ll be in touch.​

Reassuring 14 day rate promise

Your 14 day rate pledge

If, within 14 days of you opening a Fixed Rate ISA or Bond, we launch an equivalent account with a higher interest rate of 0.20% or more, you will have 14 days to switch and enjoy the higher rate. The new account will need to have the same access conditions and end date (or is within 2 months of it) as your original account.

We value new and existing savers equally

We value all our savers

We believe that every saver should be treated equally. So, if you meet the eligibility criteria, you can take advantage of any of our available savings accounts whether you’re a new or existing customer.

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"Our Savings Pledges reinforce the commitment we have as a Society to act in the best interests of our customers and to put them at the heart of what we do, especially in such a challenging interest rate environment. This dedication to our customers is something we’re passionate about and really sets us apart."

Mike Regnier - Chief Executive

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Be one of first to learn about new savings accounts

Be one of the first to learn about new savings accounts