Savings
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Fixed-term savings accounts
At present we have no fixed rate bonds on sale.
Easy Access savings accounts
e-Saver - Issue 2
Current rates - effective 21 June 2019 Interest rates are variable, paid annually or monthly
e-Saver Plus
Current rates - effective 31 May 2019 Interest rates are variable, paid annually
Annual
| Minimum Balance (£) | Gross | AER |
|---|---|---|
| £1 and above | 0.40% | 0.40% |
| £1,000 and above | 0.95% | 0.95% |
| £10,000 and above | 1.15% | 1.15% |
| £50,000 and above | 1.35% | 1.35% |
Monthly
| Minimum Balance (£) | Gross | AER |
|---|---|---|
| £1 and above | Annual interest only | |
| £1,000 and above | Annual interest only | |
| £10,000 and above | Annual interest only | |
| £50,000 and above | Annual interest only | |
1 Year Limited Access Saver
Current rates - effective 19 July 2019 Interest rates are variable, paid annually
Tax-free savings accounts
e-ISA - Plus
Current rates - effective 31 May 2019
Annual
| Balance (£) | Tax-free | AER |
|---|---|---|
| £1 and above | 0.40% | 0.40% |
| £1,000 and above | 0.95% | 0.95% |
| £10,000 and above | 1.15% | 1.15% |
| £50,000 and above | 1.35% | 1.35% |
Monthly
| Balance (£) | Tax-free | AER |
|---|---|---|
| £1 and above | Annual interest only | |
| £1,000 and above | Annual interest only | |
| £10,000 and above | Annual interest only | |
| £50,000 and above | Annual interest only | |
Help to Buy: ISA
Current rates - effective 14 December 2017
e-ISA - Issue 4
Current rates - effective 21 June 2019
1 Year Limited Access Saver ISA
Current rates - effective 19 July 2019
Please note
Important information
Interest on ISA accounts is paid tax-free. Interest is paid gross i.e. without tax being taken off on all our other savings accounts. AER stands for Annual Equivalent Rate and shows you what the interest rate would be if interest was paid and added each year. This will enable you to compare more easily the return you can expect from your savings over time. We are a member of the Financial Ombudsman Service.
Need help with interest definitions?
Our savings glossary can help explain what something means if you’re unsure.