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Savings

Our interest rates.

Compare the current rates of all our savings accounts, at a glance.


Fixed-term savings accounts

At present we have no fixed rate bonds on sale.

Easy Access savings accounts

e-Saver - Issue 2

Current rates - effective 14th December 2017
Interest rates are variable, paid annually or monthly

Annual

Balance (£) Gross AER
£1 and above 0.75% 0.75%

 

Monthly

Balance (£) Gross AER
£1 and above 0.75% 0.75%

 

e-Saver Plus

Current rates - effective 31 May 2019
Interest rates are variable, paid annually

Annual

Minimum Balance (£) Gross AER
£1 and above 0.40% 0.40%
£1,000 and above 0.95% 0.95%
£10,000 and above 1.15% 1.15%
£50,000 and above 1.35% 1.35%

 

Monthly

Minimum Balance (£) Gross AER
£1 and above Annual interest only
£1,000 and above Annual interest only
£10,000 and above Annual interest only
£50,000 and above Annual interest only

 

Tax-free savings accounts

e-ISA - Plus

Current rates - effective 31 May 2019

Annual

Balance (£) Tax-free AER
£1 and above 0.40% 0.40%
£1,000 and above 0.95% 0.95%
£10,000 and above 1.15% 1.15%
£50,000 and above 1.35% 1.35%

 

Monthly

Balance (£) Tax-free AER
£1 and above Annual interest only
£1,000 and above Annual interest only
£10,000 and above Annual interest only
£50,000 and above Annual interest only

Help to Buy: ISA

Current rates - effective 14 December 2017

Annual

Balance (£) Tax-free AER
£10 and above 2.25% 2.25%

 

Monthly

Balance (£) Tax-free AER
£10 and above Annual interest only

e-ISA - Issue 4

Current rates - effective 14 December 2017

Annual

Balance (£) Tax-free AER
£10 and above 0.75% 0.75%

 

Monthly

Balance (£) Tax-free AER
£10 and above Annual interest only

Please note

Important information

Interest on ISA accounts is paid tax-free. Interest is paid gross i.e. without tax being taken off on all our other savings accounts. AER stands for Annual Equivalent Rate and shows you what the interest rate would be if interest was paid and added each year. This will enable you to compare more easily the return you can expect from your savings over time. We are a member of the Financial Ombudsman Service.

Need help with interest definitions?

Our savings glossary can help explain what something means if you’re unsure.