BORROWING  MORE

You deserve a competitive deal

More rewarding mortgages when you stay

Once you have a mortgage with us, we may also be able to provide you with additional funds for a wide variety of purposes. You may want extra funds to build an extension for your growing family, for a new kitchen or to make repairs or improvements to your home. Our additional loans allow you to use some of the value in your home to help you do the things you want. 

Benefits to you:

Am I eligible?

•  If you're planning any home improvements, you'll need to show us estimates for the work and any planning approval that's needed.
•  When you apply, you'll need to ensure you've had your existing loan for at least six months, made repayments on time and that there are no arrears.
•  You must also meet our lending criteria
•  There's sometimes an additional £70 valuation fee to pay, so just ask and we'll be happy to check for you.

How does it work?

If you're interested in finding out about borrowing more on your existing mortgage, the process is simple:

First of all, take a look at our current additional loans. As we’re committed to providing you with the best value, our additional loan products change from time to time to meet customer needs.

Please note: If you're thinking about taking out additional borrowing with a new deal on your current mortgage, get in touch with us for up to date product information.
 

If you want to go ahead, our qualified Mortgage Advisers are ready and waiting to help and can give you an illustration of how much you can borrow and an idea of what your monthly repayments might be.

Existing mortgage customers

0345 166 9301*