Chelsea Building Society do not currently have any mortgage products available for new customers. New customers should visit our sister company, Yorkshire Building Society.  
Products for existing customers are still available.

What is a fixed rate mortgage?

A fixed rate mortgage means your interest rate is fixed for the initial period of the mortgage deal. This means your mortgage payments won't go up or down during this time.

At the end of the initial period, you'll move on to a different rate. This is often our standard variable rate. You can find details about what happens after the initial period in your mortgage illustration.

Alternatives to Fixed rate mortgages


Use your savings to offset against the balance of your mortgage and reduce the interest you pay.


Mortgages that follow the Bank of England Base Rate - you could save money while the Base Rate remains low but your payments could also go up.

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