Mortgages
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Important Information
Due to Coronavirus and the Government Furlough Scheme we have made some changes to our lending policy which may impact your application.
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First Time Buyer Exclusive - {{product['Term']}} year {{product['Rate 1 Type'] | uncapitaliseFirstLetter:product}} {{product['Category'] | uncapitaliseFirstLetter:product}} - {{product['Max LTV']}}% LTV ({{product['New Code']}})
Additional features
- Free valuation
- Remortgage Legal service
- {{product['Cashback'] | currency:'£': 0}} cashback
Early Repayment Charges apply and other fees and charges may apply.
Mortgage deals to suit you
Searching through different mortgage deals to find the right deal can be very time-consuming. By using our quick and easy mortgage finder search tool, you can search through our current range to find a mortgage to suit you. All we need is some basic details about the value of your property, the deposit you have available and your preferred mortgage term and we’ll provide you with a list of available mortgage deals, removing any that are unsuitable. You can then use the filter options to do a further search or you can compare two or more mortgages, side by side.
Once you’ve found a suitable mortgage deal, you can find out if we would lend to you and how much you would be able to borrow by obtaining an online lending decision . You can also browse our range of Fixed rate and Offset mortgages or if you feel like you’d benefit from finding out more about the features and benefits of our mortgages you can read our guide to the different mortgage types available.
Important information
- Chelsea Building Society's Standard Variable Rate is set independently of Yorkshire Building Society's Standard Variable Rate. This is because Chelsea Building Society is operated under its own brand and with its own products and services. As a result, Chelsea Building Society's Standard Variable Rate may be different from Yorkshire Building Society's Standard Variable Rate at any time and can vary upwards or downwards from time to time.
- Our mortgages have limited availability and may be withdrawn at any time.
- Applications subject to standard lending criteria and all loans subject to status.
- We cannot accept applications if the mortgage term you are requesting extends beyond your intended retirement date.
- All our mortgage products are available on a capital and interest (repayment) method only.
- You have the right to repay the loan either partially or in full during the term of the loan.
- Early Repayment Charges and other fees & charges apply.
Need help with mortgage definitions?
If you are unclear what something means, our Mortgage glossary can help.