Mortgage payment holidays (deferral) were available from the start of the pandemic (for a maximum of 6 months). The deadline for a new payment holiday application ended on the 31st March 2021, and any existing payment holiday arrangement ended on the 31st July 2021.
If you're still worried about meeting your future mortgage payments please call us on the number below as soon as possible, to talk through your options.
0808 156 1158*
9am - 5pm Mon-Fri
9am - 1pm Sat
You can also see how we can help by visiting our Trouble paying your mortgage page.
If you need any support accessing our information we can provide information in other formats and through other channels.
Currently, we don’t accept furlough income for mortgage applications.
Furloughed applicants must be back at work on their full salary before we can consider their income for a mortgage application.
For joint mortgage applications, where one applicant is on Furlough we will assess the affordability of the mortgage using only the salary of the applicant who is not on Furlough.
We can now offer mortgages on the following: