[x close]

Weather warning: if you have been affected by the strong winds or want advice on how to prepare for them please click here

Weather warning: if you have been affected by the strong winds or want advice on how to prepare for them please click here

Mortgages

Find a fixedrate mortgage

Enter your details below to find a mortgage.

{{mortgageListing.mortgages.length | displayMortgageCount}}

Please enter a borrower type.

Please enter a property value.

Please enter a depositmortgage outstanding amount.

Please enter a term.

Your property value must be greater than your depositmortgage outstanding amount.

You have asked to borrow {{mortgageListing.customer.loan | currency:'£': 0}}. The minimum amount we will lend is £25,001. Please adjust your property value or depositmortgage outstanding amount.

You have asked to borrow {{mortgageListing.customer.loan | currency:'£': 0}}. The maxmimum amount we will lend is £5,000,000. Please adjust your property value or depositmortgage outstanding amount.

Your deposit must be at least 5% of your property value

{{mortgageListing.mortgages.length | displayMortgageCount}}

{{product['Term']}} year {{product['Rate 1 Type'] | uncapitaliseFirstLetter:product}} {{product['Category'] | uncapitaliseFirstLetter:product}} - {{product['Max LTV']}}% LTV

({{product['New Code']}})
Interest rate
{{product['Interest Rate 1']}}variable (BoE Base rate + {{product['Rate 1 BOE loading']}})fixed until {{product['Rate 1 End Date']}}.
Overall cost for comparison{{product.APRC}} APRC
Product fee{{product['Comp Fee'] | currency:'£': 0}}
Estimated monthly payment{{product['estimatedMonthlyPayment'] | currency:'£': 0}}
Additional features
  • Free valuation
  • Free legals
  • {{product['Cashback'] | currency:'£': 0}} cashback
Early Repayment Charges apply and other fees and charges may apply.

Compare up to 3 mortgages

  • {{product['Term']}} year {{product['Rate 1 Type'] | uncapitaliseFirstLetter:product}} {{product['Category'] | uncapitaliseFirstLetter:product}} - {{product['Max LTV']}}% LTV ({{product['New Code']}})
  • Select another mortgage to compare
  •  

Important information

  •  Chelsea Building Society's Standard Variable Rate is set independently of Yorkshire Building Society's Standard Variable Rate. This is because Chelsea Building Society is operated under its own brand and with its own products and services. As a result, Chelsea Building Society's Standard Variable Rate may be different from Yorkshire Building Society's Standard Variable Rate at any time and can vary upwards or downwards from time to time.
  •  Our mortgages have limited availability and may be withdrawn at any time.
  •  Applications subject to standard lending criteria and all loans subject to status.
  •  We cannot accept applications if the mortgage term you are requesting extends beyond your intended retirement date.
  •  All our mortgage products are available on a capital and interest (repayment) method only.
  • You have the right to repay the loan either partially or in full during the term of the loan.
  •  Early Repayment Charges and other fees & charges apply.

Need help with mortgage definitions?

If you are unclear what something means, our Mortgage glossary can help.

 

back to top

More about Fixed rate mortgages

A fixed rate mortgage lets you plan your finances ahead, safe in the knowledge that your interest rate will stay the same for a fixed length of time. It doesn't matter whether the Bank of England Base Rate rises or falls, it's reassuring to know that the interest rate you pay won't change. You can choose from a range of different rates, decide how long you want to fix and even link your savings to your mortgage with an offset option. It's worth noting that if you want to come out of a fixed rate mortgage before the end of the fixed period, you'll have to pay early repayment charges.

It could be the right choice if you're:

  • Buying a home
  • Moving home
  • Remortgaging
  • Changing deal, if you're an existing customer

Alternatives to Fixed rate mortgages

Offset

Use your savings to offset against the balance of your mortgage and reduce the interest you pay.

 

Tracker

Mortgages that follow the Bank of England Base Rate - you could save money while the Base Rate remains low but your payments could also go up.

back to top

How much can I borrow?

Use our borrowing calculator to get an estimate of how much we could lend to you.

Takes approximately 5 minutes to complete


Your questions answered

Call us

  • 8am - 8pm: Mon to Fri
  • 9am - 1pm: Sat
New to our society
0345 1200 842*
Already a member
0345 166 9300*