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Bank Rate Change: On 2 November 2017, the Bank of England announced that the Bank Base Rate would increase with immediate effect from 0.25% to 0.50%. Find out more

Mortgage Calculators

Our calculators offer you the opportunity to better understand the financial side of having a mortgage.

How much can I borrow?

Use our borrowing calculator to get an estimate of how much we could lend to you.

Takes approximately 5 minutes to complete

How much will it cost?

Use our repayment calculator to get an estimate of what your mortgage repayments might be.

Takes approximately 2 minutes to complete

 

How can an Offset mortgage save me money?

Try our offset calculator to see how you could save money and pay off your mortgage sooner.

Takes approximately 2 minutes to complete

Use our mortgage calculators to work out how much you could borrow for your mortgage and what the monthly repayments might cost.

Before you apply for your mortgage it’s important to understand how much it might cost you. That’s why we’ve developed our mortgage calculators – to give you a better idea of the maximum amount you could borrow and what the likely monthly repayments would be. To look at how much you could borrow when buying a new home or remortgaging your current home, you can use our borrowing calculator. When you have a borrowing amount in mind, you can then use our repayment calculator to get an estimate of the monthly repayments. We also offer an offset calculator if you want to use your savings to help reduce the cost of your mortgage.

What next?

You can get a mortgage lending decision in just 10 minutes by using our online application form. If you want to view our current mortgage deals, you can use our mortgage finder to search for and compare deals across our range.

Try our other mortgage-related tools

Key Facts Illustration (KFI)

Our online KFI document will provide you with a comprehensive summary of any product available to you, including the amount of the monthly repayments and any fees which you must pay.

 

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